This type of financing is usually requested for the following reasons:
- For the purchase of a new car;
- To renovate the decor of your home;
- In order to organize a wedding;
- Other reasons that depend on your needs.
Loans of $ 15,000 can be requested from all major banks and credit institutions and disbursement times are generally quite short. These are small loans that banks usually have no difficulty in granting.
Once the bank you want to contact has been decided, you have to choose the best installments for you, according to your needs. The installments mainly depend on the duration of the loan. You must always choose the one that best suits you.
$ 15,000 financing: which are the best installments to choose from?
The type of installment you choose is very important because it must meet different criteria, from that of convenience to that of the expenses you have to bear.
Let’s say, then, that you request a personal loan of $ 15,000 because you need to buy a new car. The best installment is also the one that does not affect your personal monthly costs.
The installment must be calculated based on these factors:
- Interest rates;
- The maximum repayment duration, given that it is a personal loan;
- Your average income.
In particular, you must take into consideration the last case, since if you choose for a date of less than 36 months, the installment goes up to over 500 USD. If you have an average monthly income ranging from 1000 to 1500 USD, surely it is better to defer the installments.
As you can see, you have to pay attention to this detail, as well as to that of interest rates, it is quite important.
It is good that you know that the amount of the installment varies according to the TAN (measure the interest to be paid per year).
For example, if you calculate the interest rate over 36 months, the figure varies according to the percentage of TAN. The higher the interest rate, the higher the installment.
If, on the other hand, the duration of the months is different, the longer the times (24,36,48,60,72,84 months) the less the installment to be paid will be high.
Lite Lender, for example, has a section totally dedicated to calculating the installment for the loan requested. The loan that can be requested is up to 30,000, getting the amount you want within 48 hours of approval of course.
Personal loan of 15000 $ Lite Lender estimate
Lite Lender allows you to request a free online quote. Simply go to the site and enter the amount you are interested in.
A table will appear with the different repayment installments that you plan to pay each month and the respective TAN and APR interest rates, relating to the duration you can choose (12 months, 24 months etc.)
In the following table we have summarized the various possibilities you have if you apply for a 15,000 USD Lite Lender personal loan, from which you can choose.
Personal loan of 15000 $ Astrofinance quote
Astrofinance also allows you to calculate the loan request quote, online. Unlike Lite Lender, however, it requires the purpose of the financing. Obviously, since these are personal loans, there are no specific constraints relating to the project to be carried out, therefore there is no risk that the loan will not be granted.
Let’s say that you intend to apply for this loan for the purchase of a new car, there are different characteristics relating to the period, the installment and the interest rates that you must take into consideration, such as those in the table:
Which banks grant a $ 15,000 loan?
If you want more information about the respective interest rates, installments and the possibility of applying online for personal loans of 15,000, all you have to do is go to the website of the banks that we have indicated to you, and get an online quote..
What requirements do you need to have for a credit of 15,000 USD from a bank or financial institution ?
- Since it is a personal loan it is obviously necessary that you do not represent a company, since the type of loan cannot finance an activity;
- You must be 18 years old;
- You must be able to sustain the installments, or your earnings must be in balance with the latter;
- You must be considered a good payer by the Bank;
- You must be able to count on a figure who acts as “guarantor” in case the Bank requests it.
If these requirements are met you should have no trouble getting your personal loan.
You must always consider that the checks by the Banks is always very strict, that’s why you need to pay close attention to every point we talked about a little further on.
Doubts or questions on how to get a $ 15,000 loan? Leave a comment and we will reply as soon as possible.
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Doubts or questions about the loans of $ 15,000? Leave a comment, we will reply as soon as possible!